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http://bura.brunel.ac.uk/handle/2438/9052| Title: | ATM surcharges: Effects on deployment and welfare |
| Authors: | Chioveanu, I Fauli-Oller, R Sandonis, J Santamaria, J |
| Keywords: | ATM surcharges;Banking services;ATM machines;Banks |
| Issue Date: | 2009 |
| Publisher: | Wiley-Blackwell |
| Citation: | The Journal of Industrial Economics, 57(3), 613 - 635, 2009 |
| Abstract: | This paper analyzes the effects of ATM surcharges on deployment and welfare, in a model where banks compete for ATM and banking services. Foreign fees, surcharges and the interchange fee are endogenously determined. We find situations in which surcharges are welfare enhancing. Under strategic fee setting, the increase in deployment caused by surcharging might compensate the surplus loss caused by the increase in prices. |
| Description: | This article is available open access through the publisher’s website at the link below. Copyright @ 2009 The Authors. |
| URI: | http://onlinelibrary.wiley.com/doi/10.1111/j.1467-6451.2009.00385.x/abstract http://bura.brunel.ac.uk/handle/2438/9052 |
| DOI: | http://dx.doi.org/10.1111/j.1467-6451.2009.00385.x |
| ISSN: | 0022-1821 |
| Appears in Collections: | Economics and Finance Dept of Economics and Finance Research Papers |
Files in This Item:
| File | Description | Size | Format | |
|---|---|---|---|---|
| Notice.pdf | 41.38 kB | Adobe PDF | View/Open |
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